blacklistedcar

About blacklistedcar

This author has not yet filled in any details.
So far blacklistedcar has created 58 blog entries.

New or used – what’s the best car to buy?

Buying a vehicle is exciting but can also be daunting. While there are many questions to consider before taking the leap, the first that should be answered is, 'Should I buy new or used?'. At Blacklisted Car Finance, we endeavour to answer all your questions relating to that all-important purchase, starting with the most important [...]

New or used – what’s the best car to buy?2016-04-25T07:19:08+02:00

What is private vehicle finance?

There are few people today who can afford the luxury of buying a car, whether it is new or used, without financing. Applying for car financing when buying a car through a dealership, is always an option, but many people do not know that vehicle financing is also available for the purchase of a car [...]

What is private vehicle finance?2016-04-25T07:05:15+02:00

Tips For Avoiding Bad Credit

Having a good credit record is an asset that should not be underestimated, as securing finance at a moment’s notice could prove invaluable if times get hard. However, bad credit has a tendency to creep up on you when you least expect it. So, just what steps can you take to preserve your stellar credit [...]

Tips For Avoiding Bad Credit2016-11-02T13:09:55+02:00

Changes You Need to Make if You Have Bad Credit

Having bad credit is akin to trying to drive with your handbrake pulled up, as getting anywhere financially can be extremely difficult. However, if you do find yourself with a bad credit problem, there are some key lifestyle changes that you can make to alleviate the problem: How to Get Rid of Bad Credit: Pay [...]

Changes You Need to Make if You Have Bad Credit2016-11-02T13:09:55+02:00

Tips for Repaying a Loan Faster

Taking out a loan from a bank when you are already in debt is a questionable financial decision. However, delaying the repayment of said loan for any longer than necessary is comparable to financial suicide. Late payment means extra interest payable on your loan, which accumulates for every extra month that it takes you to [...]

Tips for Repaying a Loan Faster2016-04-25T06:37:37+02:00

Why You Shouldn’t’ Take Out a Personal Loan to Buy a Car

Securing vehicle finance from a bank is a time consuming process fraught with stress, anxiety and, more often than not, disappointment. Repeatedly, banks reject vehicle finance applicants on the basis of either a poor credit score influenced by a near prehistoric credit default, or because the applicant has been blacklisted for a similar offence. Fortunately, [...]

Why You Shouldn’t’ Take Out a Personal Loan to Buy a Car2016-11-02T13:09:55+02:00

Applying for car finance? Follow these tips

Financing a vehicle in South Africa these days can be a daunting task, with strict credit requirements and rising interest rates. If you're in the market for a car, you will need to prepare yourself for the process of applying for vehicle finance. Here are some of the steps you may need to follow. Make [...]

Applying for car finance? Follow these tips2016-04-25T06:15:48+02:00

How do people get bad credit ratings?

If you're reading this, you may be one of millions of South Africans who have had a credit application rejected because of their low credit score. Having bad credit means that it will be difficult to apply for a credit card, home loan, or vehicle financing - but how do people get bad credit ratings [...]

How do people get bad credit ratings?2016-11-02T13:09:55+02:00

Blacklisted and need a car? This is how you can do it.

Do you really need to buy a car but don’t qualify for vehicle finance because of a poor credit score? You're not alone. South African consumers are going through a really tough time at the moment, with a slowing economy and rising interest rates making it difficult for people to meet their monthly payments. The [...]

Blacklisted and need a car? This is how you can do it.2016-04-25T05:54:45+02:00

What is an ITC check?

Passing your ITC check is one of the most important steps in applying for credit successfully - and for many car buyers, it's also the most difficult. If you've been told that your ITC check wasn't successful, or that you will need to pass one soon, you may be wondering what these three letters mean. [...]

What is an ITC check?2016-11-02T13:09:55+02:00